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Click picture for details. MBNA: Credit Cards: MBNA BMI Credit Card 1.9% p.a. on balance transfers for 9 months from the date your account is opened, 15.9% APR typical rate (variable) on card purchases Click Here for details The BMI Credit Card gives you 1.9% p.a. on balance transfers for 9 months from the date your account is opened, 15.9% APR typical rate (variable) on card purchases, and the chance to earn destination miles just for using your card for everyday spending!