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Click picture for details. MBNA: Credit Cards: MBNA Conran Credit Card Balance transfer rate of just 0% p.a. - available for nine months - Typical rate 15.9% APR (variable). Click Here for details The Conran Credit Card gives you 0% p.a. on balance transfers for 9 months from the date your account is opened, 15.9% APR typical rate (variable) on card purchases, and it's also the first card to give holders a share of all its profits!