An outstanding introductory balance transfer rate of just 0% p.a. - available for nine months from the date your account is opened. Typical rate 15.9% APR (variable). No annual fee - we do not expect you to pay extra for the privilege of carrying our credit card. There is no liability or excess to pay for theft, loss or fraudulent Internet use - as long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account. Manage your account online - view your balance, credit limit and your last six months' transaction history online, all from the comfort of your home.
